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Return on investment assumptions
Preset: 10%. Applies to the net price over the degree in "Estimated monthly payment".
Payback time = loan debt / (this share of earnings). At 10%, earning $100,000 sets aside $10,000 a year, so $20,000 of debt takes 2 years.
Preset: $30,000, the assumed average for a high school diploma. Used for net gain and ROI %. Blank means $0, which overstates the return.
Earnings are treated as flat for this many years.
Earnings are College Scorecard median earnings 10 years after entry for everyone who entered the institution. Loan interest, years without pay, taxes and inflation are ignored.
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